Payments infrastructure API enabling banks, fintechs, and enterprises to embed cross-border payments and multi-currency accounts.
Wise Platform provides a RESTful API with OAuth 2.0 and mTLS authentication that enables banks, fintechs, and enterprises to embed cross-border payments and multi-currency accounts directly into their own products. Four integration models — full API, hosted payment page, payment initiation, and card issuing — serve use cases from remittance to travel money, with coverage across 160+ countries and the ability to receive in 23+ currencies.
Partners including Morgan Stanley, UniCredit, Standard Chartered, Monzo, N26, and Google Pay use Wise Platform to offer transparent pricing, mid-market rates, and fast transfers to their end customers. The platform processes over 145 billion GBP in annual foreign exchange volumes with 99%+ straight-through processing rates, operates under 70+ regulatory licences globally, and provides dedicated sandbox environments, comprehensive documentation, and webhook-driven event notifications for rapid integration.
| Attribute | Wise Platform | Business Fintech Solutions | Swap | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 2011 | 1940 | 2016 | |
| Sells To | B2C | Business, Consumer | Enterprise, Small Business | |
| Pricing Model | Transaction Fees | Transaction Fees | Recurring, SaaS, Transactional | |
| Ownership | Venture-backed | Subsidiary | Venture-backed |
Provider
Founded 2011
Sells To B2C
Pricing Model Transaction Fees
Ownership Venture-backed
Provider
Founded 1940
Sells To Business, Consumer
Pricing Model Transaction Fees
Ownership Subsidiary
Provider
Founded 2016
Sells To Enterprise, Small Business
Pricing Model Recurring, SaaS, Transactional
Ownership Venture-backed
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