Tink offers open banking APIs that connect apps to thousands of European banks for payments and financial data.
Tink provides one API connection that reaches more than 3,000 banks across European markets, serving both PSD2 open banking channels and direct non-PSD2 integrations. Apps draw account details and balances, then apply categorisation, enrichment, and risk decisioning to turn raw data into lending and onboarding decisions.
Payment initiation supports Pay by Bank, variable recurring payments, and payouts inside the same platform. Builders integrate with Tink Link SDKs and manage keys and monitoring in Tink Console, and the platform carries SOC 2 Type II attestation.
Akoya
Akoya Data Access Network
akoya.com
MX Technologies
MX Account Aggregation
mx.com
Plaid
Plaid Transactions
plaid.com
TrueLayer
TrueLayer Data API
truelayer.com
Yodlee
Yodlee Account Aggregation
yodlee.com
| Attribute | Tink | Akoya Data Access Network | MX Account Aggregation | Plaid Transactions | TrueLayer Data API | Yodlee Account Aggregation | |
|---|---|---|---|---|---|---|---|
| Provider | | | | | | | |
| Founded | 2012 | 2020 | 2010 | 2013 | 2016 | 1999 | |
| Sells To | B2B | Financial Institutions, Fintechs | — | Enterprises | — | Financial Institutions, Fintechs, Lenders, Wealth Management Firms | |
| Pricing Model | Recurring Usage-Based | Subscription | — | Subscription | — | Subscription, Usage-based | |
| Ownership | Subsidiary | Private | Venture-backed | Private | — | Private |
Provider
Founded 2012
Sells To B2B
Pricing Model Recurring Usage-Based
Ownership Subsidiary
Founded 2020
Sells To Financial Institutions, Fintechs
Pricing Model Subscription
Ownership Private
Provider
Founded 2010
Sells To —
Pricing Model —
Ownership Venture-backed
Provider
Founded 2013
Sells To Enterprises
Pricing Model Subscription
Ownership Private
Provider
Founded 2016
Sells To —
Pricing Model —
Ownership —
Plaid provides bank data connectivity APIs for lending and underwriting workflows.
Open-banking bank-linking product that connects and verifies customer bank accounts and returns permissioned financial data through one integration.
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Personal financial management platform providing account aggregation and spending insights across European banks.
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Unified API connecting software products to European financial systems.
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API-first payment operations platform for bank money movement, ledgering, and reconciliation.
Plaid provides bank data connectivity APIs for lending and underwriting workflows.
Open-banking bank-linking product that connects and verifies customer bank accounts and returns permissioned financial data through one integration.
Temenos Open Banking gives financial institutions secure, API-driven data sharing and payment initiation.
Personal financial management platform providing account aggregation and spending insights across European banks.
Developer API for businesses to embed payment and treasury functionality into their applications.
Unified API connecting software products to European financial systems.
Pay-by-bank acceptance product letting businesses take account-to-account payments through branded checkout, SDK, API, or payment link.
Flinks Connect links customer bank accounts to apps, returning account details, balances, and transactions from over 15,000 institutions.
The Payments API Platform gives developers Flutterwave's payments APIs, SDKs, and sandbox.
API-first payment operations platform for bank money movement, ledgering, and reconciliation.