Mastercard Network
Provider 
Founded 1966
Sells To Financial Institutions
Pricing Model —
Ownership Public

Global payment network processing credit and debit card transactions worldwide
Mastercard Network is a global payment processing network connecting financial institutions, merchants, and cardholders across more than 210 countries and territories. The network processes billions of card transactions annually and provides the infrastructure for credit, debit, and prepaid card programs issued by thousands of banks worldwide.
Mastercard differentiates itself through its multi-rail payment strategy, encompassing card payments, real-time account-to-account transfers via Mastercard Send, and cross-border payment solutions. The company invests heavily in security technologies including tokenization and biometric authentication, while expanding into open banking through its acquisition of Finicity.
Discover Financial Services

Discover Global Network
discover.com
American Express

Payment Network Services
americanexpress.com
| Attribute | Mastercard Network | Discover Global Network | Payment Network Services | |
|---|---|---|---|---|
| Provider | ||||
| Founded | 1966 | 1985 | 1850 | |
| Sells To | Financial Institutions | Individuals | B2B, B2C | |
| Pricing Model | — | — | Transaction Fees | |
| Ownership | Public | — | Public |
Provider 
Founded 1966
Sells To Financial Institutions
Pricing Model —
Ownership Public
Provider 
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Provider 
Founded 1850
Sells To B2B, B2C
Pricing Model Transaction Fees
Ownership Public



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