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Discover Financial Services›
Products & Services›
Personal Loans
Personal Loans

Discover Financial Services› offers Personal Loans

ProductOperating Status: Acquired Subsidiary

Unsecured personal loans up to $40,000

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Overview

Discover Personal Loans offers fixed-rate unsecured loans from $2,500 to $40,000 with terms of 36 to 84 months. There are no origination fees, no late fees, and no prepayment penalties. Direct creditor payoff is available for debt consolidation purposes, and customer service operates seven days a week.

The application process is fully online with same-day approval decisions in most cases. Funds can be received as early as the next business day. APR ranges from 6.99% to 24.99% depending on creditworthiness and loan term.

Personal Loans - Classification

Industry
  • Lending

More from Discover Financial Services

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Personal Loans - Direct Competitors

  • Best Egg

    Best Egg logo

    Best Egg Personal Loans

    bestegg.com

  • Happen

    Happen logo

    LendingClub Personal Loans

    happen.com

  • Prosper Marketplace

    Prosper Marketplace logo

    Prosper Personal Loans

    prosper.com

AttributePersonal LoansBest Egg Personal LoansLendingClub Personal LoansProsper Personal Loans
ProviderDiscover Financial Servicesdiscover.com35.3B raisedBest Eggbestegg.com225M raisedHappenhappen.com392.2M raised · Series DProsper Marketplaceprosper.com490.5M raised · Series G
Founded1985201420062005
Sells ToIndividualsConsumerIndividuals—
Pricing Model——Interest Income—
Ownership—Acquired SubsidiaryPublic Company—
Personal Loans

Provider Discover Financial Servicesdiscover.com35.3B raised

Founded 1985

Sells To Individuals

Pricing Model —

Ownership —

Best Egg Personal Loans

Provider Best Eggbestegg.com225M raised

Founded 2014

Sells To Consumer

Pricing Model —

Ownership Acquired Subsidiary

LendingClub Personal Loans

Provider Happenhappen.com392.2M raised · Series D

Founded 2006

Sells To Individuals

Pricing Model Interest Income

Ownership Public Company

Prosper Personal Loans

Provider Prosper Marketplaceprosper.com490.5M raised · Series G

Founded 2005

Sells To —

Pricing Model —

Ownership —

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