LendingClub Personal Loans are unsecured fixed-rate installment loans for consumers.
LendingClub Personal Loans let borrowers request 1,000 to 75,000 dollars in unsecured fixed-rate installment loans with 24-to-84-month terms. The marketplace has served more than five million members with over 100 billion dollars borrowed.
Borrowers apply online through the LendingClub platform, receive a fixed monthly payment schedule and use the proceeds for purposes such as debt consolidation or major purchases. The offering serves individual consumers seeking an online alternative to bank personal loans.
NetCredit
NetCredit Personal Loans
netcredit.com
Discover Financial Services
Personal Loans
discover.com
Prosper Marketplace
Prosper Personal Loans
prosper.com
Rocket Companies
Rocket Loans
rocketcompanies.com
SoFi
Unsecured Personal Loans
sofi.com
Vouch Financial
Vouch Financial Friend-powered personal loans
| Attribute | LendingClub Personal Loans | NetCredit Personal Loans | Personal Loans | Prosper Personal Loans | Rocket Loans | Unsecured Personal Loans | Vouch Financial Friend-powered personal loans | |
|---|---|---|---|---|---|---|---|---|
| Provider | | | | | | | | |
| Founded | 2006 | 2012 | 1985 | 2005 | 1985 | 2011 | 2013 | |
| Sells To | Individuals | B2C, Consumer, Individuals | Individuals | — | Consumer | — | Consumers | |
| Pricing Model | Interest Income | — | — | — | — | — | Interest Income | |
| Ownership | Public | — | — | Venture-backed | Public | Public | Private |
Provider
Founded 2006
Sells To Individuals
Pricing Model Interest Income
Ownership Public
Provider
Founded 2012
Sells To B2C, Consumer, Individuals
Pricing Model —
Ownership —
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2005
Sells To —
Pricing Model —
Ownership Venture-backed
Provider
Founded 1985
Sells To Consumer
Pricing Model —
Ownership Public
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Zopa Personal Loans are fixed-instalment unsecured loans for United Kingdom consumers.
Uncapped Fixed Term Loans provides fixed-fee working-capital financing for e-commerce businesses.
Fixed-rate personal loan from Ascend Consumer Finance with optional RateRewards, cutting interest cost by up to 50 percent.
Best Egg Personal Loans offers online unsecured and secured personal loans of $2,000 to $50,000 with fixed APRs.
A lending platform using artificial intelligence to assess credit risk and originate loans.
Fixed rate term loan starting at 4.05% with customizable terms up to 5 years.
Earnest Private Student Loans funds undergraduate through law and parent borrowing with no fees and flexible terms.