ChimeChime Checking Account

Chime Checking Account is an online checking account offered by Chime with no monthly service fees, no minimum balance requirement, and no overdraft fees. The account provides access to more than 47,000 fee-free ATMs, early availability of direct deposits, SpotMe fee-free overdraft coverage up to $200, and a Chime Visa debit card managed through the mobile app.

Members can send and receive money, deposit cash at retail locations, and manage transactions with instant notifications and in-app card controls. The account is serviced through the Chime mobile application, which is listed on major app stores, and account information is published on the Chime website.