High-yield savings account with up to 3.75% APY, no minimum balance, and automatic savings tools.
Chime High-Yield Savings Account offers up to 3.75% APY with no minimum balance requirements and no monthly fees. Members can create unlimited custom savings goals, set up automatic savings from every paycheck, and use Round Ups to save spare change from debit card purchases.
The savings account is FDIC-insured through Chime's partner banks and integrates seamlessly with the Chime Checking Account. Members can transfer funds instantly between checking and savings, track progress toward goals, and earn interest daily.
Capital One Financial
Capital One 360
capitalone.com
Wealthfront
Cash Account
wealthfront.com
Goldman Sachs
Goldman Sachs — Marcus
goldmansachs.com
SoFi
SoFi Checking and Savings
sofi.com
| Attribute | Chime — High-Yield Savings | Capital One 360 | Cash Account | Goldman Sachs — Marcus | SoFi Checking and Savings | |
|---|---|---|---|---|---|---|
| Provider | | | | | | |
| Founded | 2012 | 1988 | 2008 | 1869 | 2011 | |
| Sells To | Consumers | Individuals | Individuals | Institutional | — | |
| Pricing Model | Recurring, Software, Transactional | — | Management Fees | Fee-Based Revenue | — | |
| Ownership | Public | — | Public | Public | Public |
Provider
Founded 2012
Sells To Consumers
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 1988
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2008
Sells To Individuals
Pricing Model Management Fees
Ownership Public
Provider
Founded 1869
Sells To Institutional
Pricing Model Fee-Based Revenue
Ownership Public
Provider
Founded 2011
Sells To —
Pricing Model —
Ownership Public
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