Bump Creator Bank is a digital banking platform for creators with checking and high-yield savings accounts.
Creator Bank offers two core products. The Smart Checking Account lets users monitor cashflow with real-time notifications, free transfers, and digital statements, includes a Bump Creator Debit Card for everyday spending, and has zero costs for opening an account with no maintenance fees when maintaining at least a $2,500 balance. The Smart High Yield Savings Account lets creators make their money work for them with 24/7 account access, quick transfers and mobile deposits, and higher yields to maximize passive income — up to 3% yield with zero balance minimum or fees.
The platform emphasizes seamless digital banking tailored to a creative business and lifestyle, with easy transfers between checking and savings and a philanthropic option to donate passive income earnings to charity. It encourages creators to turn cash into capital — the higher the deposits, the more earned — and the Bump Creator Card tied to the banking platform is issued pursuant to license by Mastercard International.
| Attribute | Creator Bank | Karat Banking | Mercury Business Banking | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 2020 | 2019 | 2017 | |
| Sells To | Enterprise, Small Business | Small Business | Startup | |
| Pricing Model | Recurring, SaaS | Recurring | SaaS | |
| Ownership | Venture-backed | Venture-backed | Private |
Provider
Founded 2020
Sells To Enterprise, Small Business
Pricing Model Recurring, SaaS
Ownership Venture-backed
Provider
Founded 2019
Sells To Small Business
Pricing Model Recurring
Ownership Venture-backed
Provider
Founded 2017
Sells To Startup
Pricing Model SaaS
Ownership Private
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