Cashea BNPL is a buy-now-pay-later service that lets Venezuelan consumers split retail purchases into interest-free installments through the Cashea mobile app. Shoppers make an initial payment at checkout and repay the remaining balance in equal biweekly installments, with credit lines approved through digital identity verification and adaptable underwriting rather than a traditional credit check.

The service is accepted across more than 40,000 partner stores in Venezuela and pairs with Club Cashea Mas, a loyalty program that rewards responsible repayment with points and tier-based credit line increases.