ccseonline.comCrawled Oct 26, 2026
The credit union offers share draft (checking) accounts with no minimum balance or fees, and savings accounts requiring a $5 share and $100 deposit to earn interest.
CCSE Federal Credit Union serves Cattaraugus County and accepts new members at its Salamanca or Ellicottville locations.
The company’s mobile banking app requires enrollment in online banking and is free to access, though messaging/data charges may apply.
Zelle allows users to send and receive money directly from their mobile or online banking accounts.
The company plans to introduce a new online security feature in August 2026, adding identity verification for financial interactions.
All rates are subject to change without notice. Rates current as of 07/01/2026 New Cars APR*TermMaximum Discount Rate4.25% - 12.25%up to 60 monthsas low as 3.50%4.80% - 12.80%61 to 84 monthsas low as 4.05%5.30% - 13.30%85 to 96 monthsas low as 4.55%Advertised rates labeled "Maximum Discount Rate" are credit score based and are equivalent to…
All rates are subject to change without notice. Rates current as of 07/01/2026 APY is the Annual Percentage Yield Share (Savings) Rates: RateAPY*Regular Share (Savings)0.05%0.0500%Summer Days0.05%0.0500%Christmas Club0.05%0.0500% Money Market Rates: TierRateAPY*$2,500 - $25,0001.75%1.7641%$25,000.01 - $75,0002.00%2.0184%$75,000.01 and over2.25%2.2733% Share Certificate Rates (CD's): RateAPY*Early Withdrawal Penalty12 Month3.00%3.0416%90 days interest24 Month3.25%3.3011%90 days interest Youth Acc
Proudly Serving all of Cattaraugus County
The company offers 24/7 account access via online banking, ATM services, and its mobile app, which also provides remote deposit capture.
The company recommends using the latest browser for online services and directs users to Student Choice for student loan needs.
The CCSE FCU app, powered by Fiserv, lets users manage credit/debit cards, view account balances, and track transactions via mobile devices.