Central Illinois Credit Union

Central Illinois Credit Union provides secured loans for cars, trucks, motorcycles, boats, and other items.

Central Illinois Credit Union deposits are federally insured by the National Credit Union Administration.

Central Illinois Credit Union membership is open to residents and employees of specific Illinois and Indiana counties, as well as IGA store owners or employees.

Central Illinois Credit Union offers 24/7 account access through Home Banking and the CICU app.

Loan Rates for Vehicles, Motorcycles, Boats, Trailers and RVs Add 5% to all auto loan rates and reduce term for 12 months for scooters, ATVs, and jet skis. For these items, proof of insurance and title needs to be provided before the loan is disbursed. Personal Loan Rates Other Rates Share Rates All rates and […]

Fees Non-Sufficient Funds Item (each) – $29.00 Courtesy Pay Coverage (per item) – $29.00 Auto Transfer to Draft for Checks Posting (per transfer) – $5.00 Auto Transfer Between Accounts for ACH Posting (per transfer) – $5.00 Auto Transfer Between Accounts for ATM/Debit Card Posting (per transfer) – $5.00 Stop Payment on Draft – $25.00 Copy […]

Central Illinois Credit Union is a not-for-profit financial cooperative owned and governed by its members, returning profits to members through competitive loan rates.

Central Illinois Credit Union provides surcharge-free ATM access through allianceone.coop for members.

Central Illinois Credit Union members can use shared branches for transactions when outside the area.

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