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Charm
AddedJul 4, 2026
UpdatedJul 6, 2026
Charm

Charm

Charm is a payments app that sends money across platforms like Venmo and Zelle.

HQ
New York City, NY, US
Founded
2024
Accelerator
Y Combinator logoY CombinatorF24
Overview
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Employees
Website

Charm is a consumer payments app that lets users pay anyone on Venmo, Cash App, or Zelle from a single balance without creating accounts on those platforms. Cross-platform transfers work as a marketplace where a user on the destination platform fulfills the payment, coordinated through smart contracts, with cashback offered on inbound deposits.

Balances are held as the USDC stablecoin in cryptographically secured smart-contract accounts and earn continuously compounding interest through the Morpho lending protocol. The app is available on iOS and Android without geographic restrictions, and the company previously launched a social payments product called BeerMe.

Charm - Similar Companies

Chain logo

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Charm - Quick Facts

Who are Charm's competitors?

Companies similar to Charm include Chain, BlindPay, Hatchfi and Chert.

When was Charm founded?

Charm was founded in 2024.

Where is Charm's headquarters located?

Charm's headquarters is located in New York City, NY, US.

Charm - Classification

Industry
  • Consumer