Chexy focuses on Canada-wide household payments without requiring landlord onboarding, which lowers friction relative to property-manager-centric rent platforms.
Partnerships with loyalty programs such as Aeroplan and American Express, plus support for Visa, Mastercard, and Amex, let members stack bill payments onto cards and programs they already hold.
Chexy charges a flat fee of 1.75 percent per payment on Canadian-issued Visa, Mastercard, and American Express cards, and 2.5 percent on international cards.
A referral status program can lower fees for members who bring friends, while some landlord or partner programs advertise fee-free earning paths for specific residences.
Chexy lets members charge rent, mortgages, tuition, insurance, taxes, and other bills to Visa, Mastercard, or Amex cards, then settles the payee through Interac e-Transfer, bill pay, or pre-authorized debit.
The product is designed so landlords and billers do not need to onboard: members keep their existing payees while collecting card rewards and cashback on spend that normally earns nothing.
