Citizens Bank of Eldon

Interest rates and annual percentage yields for certificates are available by calling Eldon or Versailles branches.

This account requires a $20 minimum deposit and allows unlimited deposits. Interest compounds daily and is credited annually, though rates may change.

Citizens Bank deposit accounts are FDIC-insured up to $250,000 per ownership category.

The minimum balance to open this account is $100, with interest rates subject to change.

The page provides interactive calculators and hypothetical examples for independent use, without guaranteeing their accuracy or applicability.

Service Fees Return Item Service: $20.00 per check or electronic withdrawal returned due to insufficient available funds in the account. Fee charged for the first presentment only. Overdraft Service: $20.00 per check, in-person withdrawn, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds and paid into the overdraft. $100 daily maximum. Stop Payment

Assistant Vice President Versailles 573-378-5464 MLO # 2439812

Loan OfficerVersailles 573-378-5464MLO #514347

Loan Officer Eldon 573-392-3381 MLO # 1950759

Community Reinvestment Act Performance Evaluation Public Disclosure

2023 3/31/2023 81.65% 6/30/2023 82.32% 9/30/2023 84.91% 12/31/2023 84.04% 2024 3/31/2024 85.45% 6/30/2024 87.89% 9/30/2024 89.13% 12/31/2024 85.39% 2025 3/31/2025 84.74% 6/30/2025 86.84% 9/30/2025 88.55% 12/31/2025 89.89%

The Internet Bill Payments service allows users to set up payments to individuals or companies via online banking.

Branches opened in 2025 or previous two calendar years: None Branches closed in 2025 or previous two calendar years: None

Citizens Bank offers 24-hour ATMs in Eldon, Eldon South, Versailles, and Excelsior, accessible nationwide with Shazam Privileged Status.

Eldon Main Eldon South Versailles Excelsior P. O. Box 275 P. O. Box 275 P. O. Box 28 P. O. Box 28 Eldon, MO 65026 Eldon, MO 65026 Versailles, MO 65084 Versailles, MO 65084 Phone: 573-392-3381 Phone: 573-392-3381 Phone: 573-378-5464 Phone: 573-392-3381 Fax: 573-392-7786 Fax: 573-392-7786 Fax: 573-378-5819 Fax: 573-378-5819 E-mail: Secure Contact Us Form.

The company offers a debit card for use at locations accepting its brand, including restaurants, theaters, and gas stations.

Citizens Bank’s online banking enables customers to manage transactions, pay bills, and track deposits from home.

Citizens Bank’s privacy statement explains how it collects, shares, and protects personal information in compliance with federal law.

Citizens Bank does not sell personal information and provides a privacy policy for customer review.

Citizens Bank protects personal identifying information submitted through its website or online banking app.

This policy applies to transaction accounts, such as checking accounts, which allow unlimited payments and transfers.

This document contains the rules that govern our Kasasa Protect program as of 1/31/2020. Please read and agree to the following information before enrolling in and/or using any of the Kasasa Protect Services and/or Site.Optional Add On ServiceCitizens Bank Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection