cowboystatebank.comCrawled Oct 25, 2026
CERTIFICATE OF DEPOSITS (CD) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA) The minimum deposit to open a 6-month or 12-month Certificate of Deposit (CD) and obtain the statedAnnual Percentage Yield* (APY) of 3.29% or 3.03% is $500.A penalty will be imposed for early withdrawal. The APYs are accurate as of April, 2026.This is not
Cowboy State Bank offers a Home Equity Line of Credit for home improvement projects, requiring a minimum credit score of 700.
The Cowboy State Bank Mobile Banking App provides secure, real-time account access, fund transfers, and check/deposit imaging.
Cowboy State Bank branches in Sheridan and Ranchester will remain closed until further notice, with drive-ups and coin services available.
Cowboy State Bank branches in Sheridan and Ranchester have reopened their lobbies while encouraging drive-through use to support social distancing.
Chief Credit Officer/Senior Vice President
Federal law limits FDIC insurance coverage for noninterest-bearing transaction accounts, including Interest on Lawyer Trust Accounts, to $250,000 starting January 1, 2013.
Cowboy State Bank traces its origins to 1912, when Ranchester State Bank was founded in Ranchester, Wyoming, by Clyde C. Trader.
Ranchester, Wyoming ADDRESS 515 US Highway 14 PO Box 789 Ranchester, WY 82839-0789 PHONE 307.655.2291 307-381-2722 DRIVE-THROUGH HOURS 7:30 AM to 5:30 PM Monday thru Friday LOBBY HOURS 9:00 AM to 4:00 PM Monday thru Thursday 9:00 AM to 5:00 PM Friday
Cowboy State Bank in Sheridan and Ranchester provides personal and small business banking services.
Cowboy State Bank explains how it collects, shares, and protects customer personal information under federal law.
Cowboy State Bank deletes login credentials upon request while retaining account and transaction data as required by regulations.
