Cross River combines a regulated bank charter with technology infrastructure for embedded finance. Its real-time core supports partners across lending, payments, cards, crypto and capital-markets use cases.
This structure lets the company provide banking capabilities and operational infrastructure in one platform. Partners can build financial products while relying on Cross River's banking and compliance foundation.
Gilles Gade is Cross River's Chairman, Founder and Chief Executive Officer. He leads a bank and infrastructure company serving businesses that need regulated financial capabilities.
Cross River supports partners across lending, payments, cards, crypto and capital markets. Its leadership and operating model combine a bank charter with a platform for embedded financial services.
Cross River Bank is a New Jersey state-chartered, FDIC-insured bank that provides banking and embedded-finance infrastructure. Its platform supports lending, payments, cards, crypto and capital-markets activity.
The company supplies regulated banking capabilities to businesses that need financial products embedded in customer experiences. It pairs bank operations with real-time technology infrastructure.