Cross River Bank

Cross River supports building and scaling checking, savings, and CD deposit accounts using flexible APIs and modern banking infrastructure.

Integrate Cross River’s ACH Payments API to send and receive ACH and Same-Day ACH transactions, enabling secure, fund transfers for fintech platforms and digital businesses.

Enable real-time money movement with Cross River’s FedNow payments API - bank-backed payment rail for instant transfers and embedded fintech solutions.

Cross River provides flexible, API-driven instant and legacy payment rails infrastructure, including RTP, FedNow, ACH, and wires, for fintech platforms and embedded experiences.

10 key takeaways on the importance of subledger management in ensuring compliance with the FDIC's proposed rule on custodial accounts.

The roundup covers the Fed losing access to ADP data, Fed Gov Waller floating “skinny” master accounts, a proposed ILC moratorium, an open banking comment letter deadline, and several company deals and acquisitions.

2024 is set to witness continued innovation, with banks increasingly adopting emergent technologies for both short-term enhancements and long-term innovations. In light of this backdrop, below are five fintech trends to look for in 2024.

The company’s leadership team reviewed its early 2025 predictions for banking and fintech and discussed what may come in the next six months, sharing 10 key takeaways.

Cross River, the fintech pioneer from New Jersey, USA, and the New York-based 'Chevra Hatzalah' organization donated 500 advanced resuscitation kits that include medical equipment and life-saving dressing equipment to Magen David Adom teams.

When the heart is in the right place: A worldwide mobilization that saved 9-month-old Netsanet; who was born with a fatal heart defect and underwent surgery thanks to the Cross River donation

Achieve, the leader in digital personal finance, and Cross River Bank (“Cross River”) completed the issuance of the first pass-through certificates backed by Achieve Personal Loans, for which CRB Securities, LLC acted as placement and settlement agent.

Career opportunities at Cross River

The Cross River Family is filled with caring, creative, responsible people who believe in the power of empowering consumers anytime, everywhere.

Cross River powers the world's most essential fintech and technology companies. Leveraging its proprietary real-time banking core, Cross River delivers embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses alongside growth capital.

Cross River offers end-to-end solutions that combine technology, financial services, and compliance expertise to support partner growth.

Compliance and Risk Management is built into Cross River technology. The Compliance Framework operates as a benefit and safeguard for customers.

Cross River provides support and resources to organizations, schools, and underserved communities to foster financial inclusion and independence.

Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

Current raises $80 million in a Series E financing at a $1.5 billion valuation, after its third consecutive year of growth above 70%. Alongside the financing, the company expands its financing partnership with Cross River, increasing its capacity to scale liquidity and credit products as customer demand accelerates.

Jun 2026 · PRNewswireNews article

Cross River Bank announces a forward-flow agreement with Figure, under which PFG commits to purchase up to $250 million in assets supporting Figure’s Crypto-Backed Loans.

Jun 2026 · NasdaqNews article

Visa announces stablecoin settlement in the United States with Cross River's involvement, describing the launch as a milestone for stablecoin integration.

Dec 2025 · Nasdaq / VisaNews article

Prosper, CRB Securities, and Cross River Bank close an inaugural 100% prefunded asset-backed securities transaction. The $120 million PAR 25-1 transaction is co-sponsored by Cross River Bank, which describes Prosper as its partner.

Oct 2025 · PRNewswireNews article