Cross Valley Federal Credit Union

Cross Valley offers banking products including checking accounts with mobile app access.

Cross Valley provides lending options for home renovation, debt consolidation, vehicle purchases, and education.

All Cross Valley debit card holders now receive complimentary ID theft protection.

Gertrude Hawk Chocolates holds a fall fundraiser.

Gertrude Hawk chocolates offer a 40% discount on book prices at all branch locations.

We’re excited to announce a new full-service branch location is coming to the Church Hill Mall Plaza this summer.

Cross Valley Federal Credit Union was recognized as a 2026 Leader in Financial Literacy by the CrossState Credit Union Association.

Cross Valley Federal Credit Union has been recognized with a 2026 MIC Award for Best Website by the CrossState Credit Union Association.

Cross Valley offers career opportunities for community-focused team members.

Type Dividend Rate APY¹ Savings under $100,000.00 0.05% 0.05% Savings over $100,000.00 0.05% 0.05%

APY= Annual Percentage Yield. The APY is current as of October 26, 2026. Fees could reduce earnings to the account. Dividend rate may change after the account is opened. All credit union programs, rates, terms and conditions are subject to change at any time without notice. Please contact the credit union (570) 823-6836 for more information. Please review the Truth-in-Share Accounts and Truth-in-Share Certificates Disclosures for Share/Share Draft Accounts.

Cross Valley FCU outlines its fee structure, which is lower than most banks.

Type Dividend Rate APY¹ Traditional IRA² 0.01% 0.01% Roth IRA² 0.01% 0.01% Roth IRA (Rollover)² 0.01% 0.01% Coverdell Education IRA² 0.01% 0.01%

Cross Valley CEO Traci Donahue discusses her career journey in a podcast available on the site.

Cross Valley emphasizes its team and board of directors as key to its operations and member service.

Cross Valley FCU describes itself as a credit union, not a bank, and highlights its member-focused approach.

Cross Valley Federal Credit Union is a member-owned, not-for-profit financial cooperative.

Cross Valley’s mission is to provide accessible, equitable financial solutions for members.

Cross Valley FCU accepts contact form submissions for member inquiries, with responses within 48 hours.

Cross Valley provides an online scheduler for in-person appointments.

Cross Valley Edge offers a 1.00% APR loan discount to customers who bank with the company.

Account agreements and disclosures for Cross Valley’s products and services are available here.