Curative
Curative Inc., a healthcare startup, specializes in COVID-19 testing, vaccinations, and innovative sepsis diagnostics, also offering a no-copay insurance plan.
Founded
2020Curative Inc., a healthcare startup, specializes in COVID-19 testing, vaccinations, and innovative sepsis diagnostics, also offering a no-copay insurance plan.
Curative is led by co-founder and CEO Fred Turner with co-founders Isaac Turner and Vlad Slepnev, pairing diagnostics roots with health plan operations. In-house administration through Curative Administrators, acquired as MediView in December 2021, keeps claims processing and member data inside the company.
The zero cost-sharing plan design drives earlier engagement and measurable utilization effects, with 20 percent primary care growth and up to 40 percent lower drug costs reported. Regulatory strength is reinforced by an A-minus Excellent financial strength rating for Curative Insurance Company.
Source: curative.com
Curative closed a 150 million dollar Series B round on December 2, 2025 at a 1.275 billion dollar post-money valuation, reaching unicorn status. The round was led by TED Chairman Chris Anderson Upside Vision Fund with a significant contribution from JAM Fund founder Justin Mateen, alongside Galaxy Digital, Duquesne Family Office, and DCVC.
Funding supports national expansion beginning with the Mid-Atlantic, plus regulatory reserve strength, member engagement, AI enhancements, and network development. The round follows an 8 million dollar Seed in 2020 and positions the company to scale its employer health plan model.
Source: fiercehealthcare.com
Curative sells employer-based group health plans with zero out-of-pocket costs for in-network care, requiring only an annual preventive Baseline Visit. Members pay no copayments, deductibles, or coinsurance, and the model reports 20 percent higher primary care engagement with 30 percent fewer hospitalizations.
Plans are sold through employer channels with self-funded and fully insured funding options, supported by in-house claims administration via Curative Administrators. The company covers more than 165,000 members across 1,200 employer clients and is expanding into the Mid-Atlantic region.
Source: fiercehealthcare.com