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Earnin
AddedFeb 15, 2024
UpdatedJul 20, 2026
Earnin

Earnin

EarnIn, a fintech firm, offers early wage access, negotiates medical bills, and provides savings features.

HQ
Palo Alto, CA, US
Founded
2012
Overview
Compare
Fundraising
Employees
News

EarnIn is a financial services company that provides earned wage access services. Founded as Activehours in 2013, the app launched in May 2014. The company's business model, which is based on users paying voluntary "tips" to withdraw earned wages ahead of time, has been compared to payday lending services.

It expanded its services in 2019 to include negotiating with doctors and hospitals to lower its users' medical bills. In 2020, EarnIn acquired and implemented a new savings feature, Tip Yourself.

Earnin - Products & Services

  • Earnin Cash Out logo

    Earnin Cash Out

    Earnin Cash Out provides earned wage access with no fees or interest charges.

    Competing Products

    NowPay logo
    Tilt logo
    Tilt logo

Earnin - Similar Companies

NowPay logo

NowPay

nowpay.com

Tilt logo

Tilt

tilt.com

Clockout logo

Clockout

joinclockout.com

Wagetap logo

Wagetap

wagetap.com

Payflow logo

Payflow

payflow.es

Abhi logo

Abhi

abhi.com.pk

Rain logo

Rain

rainapp.com

Branch logo

Branch

branchapp.com

Earnin - Quick Facts

Who are Earnin's competitors?

Companies similar to Earnin include NowPay, Tilt, Clockout and Wagetap.

When was Earnin founded?

Earnin was founded in 2012.

Where is Earnin's headquarters located?

Earnin's headquarters is located in Palo Alto, CA, US.

When was Earnin's last funding round?

Earnin's most recent funding round was for $125M (USD) in December 2018.

How much has Earnin raised to-date?

As of Dec 20, 2018, Earnin has raised a total of $190.1M (USD).

How many employees does Earnin have?

Earnin has 200 employees as of Feb 4, 2024.

Earnin - Classification

NAICS
  • 520000Finance and Insurance
SIC
  • 6200Security And Commodity Brokers, Dealers, Exchanges, And Services
  • 6280Services Allied With The Exchange Of Securities Or Commodities
  • 6282Investment Advice
Show 7 more industry codes
NAICS
  • 522000Credit Intermediation and Related Activities
  • 522300Activities Related to Credit Intermediation
  • 522320Financial Transactions Processing, Reserve, and Clearinghouse Activities
SIC
  • 6000Depository Institutions
  • 8700Engineering, Accounting, Research, Management, And Related Services
  • 8740Management And Public Relations Services
  • 8742Management Consulting Services