Elara Spatial, formerly Hosta a.i., is a property-insurance technology company whose software turns smartphone photos of interior damage into priced repair estimates, selling to property insurance carriers and their adjusters. The company concentrates its offering on interior water-damage claims through its Lumasite platform.
The product reconstructs a photographed room in three dimensions, reads dimensions, materials, and visible damage, and applies carrier-specific pricing rules so estimate lines trace back to their source photographs, with adjuster review before payment. It integrates with carrier estimating environments including Xactimate and Verisk solutions and captures policyholder photos through a browser link that requires no app. Elara Spatial positions itself against on-site inspections and measurement-only tools by delivering a completed, auditable estimate inside the carrier's claims workflow.
