First Central Credit Union

First Central Credit Union describes itself as a respected credit union in central Texas, offering competitive compensation and benefits to employees.

APY = Annual Percentage Yield APR = Annual Percentage Rate Rates effective as of 10/01/2026

Mark Trice, Financial Consultant at First Central Credit Union, is an advocate for accessible and understandable personal financial planning. He believes in realistic and workable financial planning for real people, recognizing that various stages in life can influence financial needs.

First Central Credit Union offers membership to residents of McLennan, Hill, Brown, Bell, Bosque, Callahan, Coleman, Comanche, Coryell, Eastland, Falls, Limestone, McCulloch, and Mi counties, as well as employees of select groups and eligible family members.

First Central Credit Union began in 1937 as Waco Telco Credit Union, serving Southwestern Bell Telephone employees in Waco. It later merged with Texas Power and Light employees (1977) and Brazos Electric Co-op Credit Union (1980).

If your Visa debit or credit card is lost or stolen, call this number to report it immediately: (800) 682-6075.

First Central Credit Union accepts FirstLink applications submitted online through Online Banking or via mail after reviewing the FirstLink Disclosures.

First Central Credit Union has served the Waco area since 1937, providing financial services to its members.

First Central Credit Union is incorporated under the laws of the State of Texas and under state Law is subject to regulatory oversight by the Texas Credit Union Department and the National Credit Union Administration.