First Chicago Insurance Company

First Chicago Insurance Company is a multi-line carrier that combines nonstandard auto coverage for drivers outside the standard market with optional personal-lines coverages and distributes its coverage through independent producers. It offers personal and commercial auto and general liability insurance in response to the needs of independent producers and its customer base.

Optional additions to its personal-lines auto offerings include Contents Plus Renters, Roadside Assistance, and Transportation Network Coverage. Its nonstandard auto policies are for drivers who do not qualify for coverage with better-known insurers, often because of poor driving records or a history of crashes.