First Citizens Bank serves consumers and businesses across the United States with personal, business, commercial, and wealth banking available through branches and nationwide digital channels. Business clients borrow and manage cash flow, foreign exchange, and trade finance needs, while wealth clients use private banking, wealth planning, and asset management. Its Silicon Valley Bank division serves high-growth companies and their investors.
The bank pairs nationwide reach with the long-term thinking of a family-led institution. It is FDIC-insured and operates as the banking subsidiary of publicly traded First Citizens BancShares, having acquired the deposits and loans of the former Silicon Valley Bridge Bank through an FDIC purchase-and-assumption agreement in 2023. Digital banking features such as Zelle and mobile wallet support let customers manage their money wherever they are.
