First Mutual Holding

First Mutual Holding Co. emphasizes long-term stability, local reinvestment, and community support in mutual banking.

M2, a mortgage fulfillment service by First Mutual Holding Co., streamlines mortgage lending operations on a per-loan-cost basis.

First Mutual Holding Co. offers member banks compliance, human resources, IT, marketing, and mortgage loan services to support growth.

We understand that a full affiliation may not be for every bank. With solutions like M2, our mortgage fulfillment service, we provide an opportunity to partner with us, so you can get the support you need to grow your business efficiently.

Blue Grass Federal, a mutual bank based in Paris, Kentucky, joined First Mutual Holding Co. in 2020 and expanded its banking products, profitability, and operational efficiencies.

ETFs. Marketable collection of securities traded on a stock exchange.

First Mutual Holding Co. announced Doolin Security Savings Bank’s affiliation.

First Mutual Holding Co. announced the affiliation of Belpre Savings Bank.

First Mutual Holding Co. announced Belpre Savings Bank’s affiliation as an affiliate.

First Mutual Holding Co. fosters a culture of caring, connectedness, and innovation among employees.

The Board of Directors supports First Mutual Holding Co.’s mission of mutuality and community growth through diverse expertise.

First Mutual Holding Co. collaborates with member banks’ management teams to make decisions prioritizing customer interests and local economic well-being.

Mutual banks know their customers best. By providing a broad suite of products, shared services, innovative technology and more, we empower our member banks to best serve their customers while enabling them to grow as independent institutions.

First Mutual Holding Co. offers member banks benefits through affiliation.

First Mutual Holding Co. Online Privacy Policy: Last Updated October 2024

Thomas Fraser joins the American Bankers Association (ABA) board of directors, positioning him for a potential future role as chairperson. Fraser is recognized as a leader in Ohio’s mutual banking sector, though the article does not specify his prior affiliations or the timeline for his potential promotion.

Oct 2026crainscleveland.comNews article

Bank and credit union customers often stay with their institutions due to switching difficulties, but many would switch if support falls short during critical moments. The trend highlights growing interest in multibank **Multi-Hub Customer Systems (MHCs)**, which simplify cross-institution account management. Industry discussions suggest MHCs could reshape customer loyalty by streamlining transitions and improving service coordination.

Apr 2026ABA Banking JournalNews article

The **Mission Driven Bank Fund** invests in **Warsaw Federal Savings and Loan**, a minority-owned depository institution based in Cincinnati. The bank operates as an affiliate of **First Mutual Holding Co.** based in Lakewood. This investment supports minority-led financial institutions in the region.

Oct 2025crainscleveland.comNews article

First Mutual Holding Co. CEO **Tom Fraser** is recognized by *American Banker* as one of the most influential figures in banking for 2025. The designation highlights his role in shaping industry trends and strategies. Fraser leads a mutual bank with a focus on community-driven financial services.

Jan 2025crainscleveland.comNews article