Flinks provides an embedded finance platform combining bank account connectivity, financial data intelligence, and payments for North American institutions.
Flinks operates an embedded finance platform that unifies connectivity, intelligence, and payments for banks, credit unions, lenders, and fintechs across North America. Its Flinks Connect product links users bank accounts to client applications, drawing account details, balances, and transactions from more than 15,000 financial institutions through over 1,500 direct bank API connections, with more than one million monthly connections and a connection rate above 95 percent.
Beyond connectivity, Flinks Upload verifies bank statements and void cheques against counterfeit document templates, and Flinks Enrich turns raw transaction data into more than 4,500 real-time attributes covering income, cash flow, liabilities, and loan stacking. Flinks Pay initiates account-to-account payments on Canadian rails, Flinks Outbound delivers managed open banking infrastructure to financial institutions, and Wealthsimple, EQ Bank, Spring Financial, and Propel are among the companies using Flinks.