Florida Capital Bank

Preparing documentation before applying for financing, such as equipment purchases or real estate acquisitions, streamlines the process.

Manufacturing and distribution companies rely on financing solutions to produce and distribute products.

Small business loans from Florida Capital Bank provide working capital for startups, equipment, inventory, or real estate purchases.

Check fraud can affect businesses of any size, potentially disrupting cash flow and creating time-consuming accounting issues. Florida Capital Bank offers Check Positive Pay and Payee Positive Pay services to help business owners identify suspicious checks before payment is processed.

Many business owners delay applying for financing because of common misconceptions. These myths can keep a company from expanding, buying equipment, or refinancing higher-cost debt.

Florida Capital Bank offers small business funding options through its team of relationship bankers to support growth and recovery.

A business acquisition loan helps finance opportunities like buying a business, partnering, or entering a franchise, even with limited capital.

Florida Capital Bank received the *Companies with Heart* award, recognized by its bank and mortgage teams.

Independent ratings from organizations like BauerFinancial assess bank stability and reliability for customers.

Florida Capital Bank’s experienced bankers offer tailored customer service and innovative solutions for businesses and consumers.

APY stands for Annual Percentage Yield for an account. Business and personal account service charges are available here.

The Disclosures and Charges Center provides account disclosures, privacy notices, and service charge schedules.

Florida Capital Bank’s management team focuses on serving Florida communities and supporting the bank’s success.

Business Relationship Banker Jessica Steinbeck provides personalized banking services to Jacksonville customers.

Florida Capital Bank provides business and consumer banking services across Florida, with branches in Gainesville, Jacksonville, Orlando, and Tampa Bay.

Small business owners can integrate community involvement into operations, such as sponsoring local teams or volunteer programs.

Florida Capital Bank’s employee volunteers contribute to community initiatives, including financial literacy and charitable support.

Florida Capital Bank attended the 2025 Tom Coughlin Jay Fund Wine Tasting Gala to support families in need.

Free Check and ACH fraud protection for all business accounts with Positive Pay.