FNBO is the oldest national bank headquartered west of the Missouri River, founded in 1857. The bank has earned four consecutive Outstanding Community Reinvestment Act ratings and received the Global Retail Banking Award for Excellence in Digital Innovation in 2024.
As a subsidiary of First National of Nebraska, FNBO maintains the stability of a privately held institution while offering a full range of personal, business, and commercial banking services across the Midwest.
FNBO operates in the competitive Midwest banking market, serving personal and business customers across multiple states. The bank differentiates itself through long-standing community relationships, digital innovation, and comprehensive financial services.
The banking industry continues to evolve with digital transformation, regulatory changes, and shifting customer expectations. FNBO's focus on technology investment and community reinvestment positions it for continued growth in the regional banking sector.
FNBO provides personal banking services including checking accounts, savings accounts, certificates of deposit, credit cards, mortgages, home equity loans, and personal lending.
Business banking solutions include commercial checking, savings, credit cards, lending, lines of credit, treasury management, and merchant processing for companies of all sizes.
