FPN serves lenders with credit-bureau-powered platforms for loan prequalification and B2B acquisition marketing; PreQual pulls three-bureau data without credit-score impact.
FPN started as a provider of data intelligence for consumer lending and grew into a seller of its own software platforms, packaging credit-bureau data for prescreen marketing and loan prequalification. Its product lines later widened to cover portfolio review for lenders.
Its differentiation comes from direct credit-bureau access — FPN was the first reseller contracted to use Experian's Ascend platform — which lets lenders prequalify applicants with soft inquiries that leave credit scores untouched. It targets banks, credit unions, loan brokerages, and wholesale lenders, offering iframe or API integrations into existing lending workflows.
PreScreen is a customizable multi-bureau prescreening solution that helps lenders and brokers identify and segment prospects using tailored credit criteria.
