Funding University

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Learn how the student loan application process works, how approval decisions are made, and when student loan disbursement occurs.

MERIT-BASED STUDENT LOANS

Funding U offers no cosigner student loans based on your GPA and major — not your parents' credit. Get started today.

Are you an undergraduate college student in Illinois who has exhausted federal loans, but still faces a gap in funding to finish your bachelor's degree?

If you're a college student trying to figure out how to pay for school without a cosigner, you've probably run into the same wall a lot of students do: most

For many of our borrowers, getting a no co-signer student loan from Funding U is the first major financial decision that they have to do on their own.

Searching for private student loans with no cosigner? Learn what lenders actually evaluate and how merit-based lending can work in your favor.

A major shift in federal student lending is about to reshape how thousands of Illinois families pay for college. Grad PLUS loans have been eliminated, Parent

Financing built around where students are going, not where they start.

Financing built around where students are going, not where they start.

Get answers to common questions about Funding U no cosigner student loans, including eligibility, repayment, interest rates, and applying.

Funding U offers no cosigner student loans for undergraduates. Fixed interest rates, no hidden fees, and fast pre-approval in minutes.

Funding U offers no cosigner student loans for undergraduates. Fixed interest rates, no hidden fees, and fast pre-approval in minutes.

The U.S. federal government eliminates Grad PLUS loans and caps Parent PLUS borrowing at **$20,000 annually** and **$65,000 lifetime**, tightening access to student financing. These policy changes restrict families’ ability to cover remaining college costs after grants and scholarships. Illinois officials urge state-level solutions to address the funding gap for higher education.

Jul 2026Chicago TribuneNews article

Illinois introduces a student loan program allowing borrowers to finance education at in-state schools without needing a co-signer. The initiative expands access to higher education funding for eligible students.

Apr 2025Yahoo FinanceNews article

Illinois State Treasurer launches the **Funding U Illinois No-Cosigner Loan** program, providing loans to Illinois residents attending public or private colleges. The program offers fixed annual rates between **7.99% and 9.49%** and does not require a cosigner or credit score check.

Apr 2025WBEZNews article

Funding U CEO Jeannie Tarkenton discusses how financial technology companies can address student loan debt challenges. She highlights the stress and necessity of securing last-minute funding for education among millions of Americans. The conversation explores FinTech’s potential to ease financial burdens tied to higher education costs.

Dec 2020HypepotamusNews article