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Products & Services
AddedJun 29, 2026
UpdatedJun 29, 2026
Gusto 401(k)

Gusto 401(k)

Service
Currently Offered

Gusto 401(k) is a small-business retirement plan that offers 401(k) accounts integrated with Gusto payroll.

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Overview

Gusto 401(k) is a retirement plan offering that lets small businesses provide 401(k) accounts to their employees, with payroll contributions synced automatically into the plan.

The plan covers compliance monitoring, IRS form preparation and filing, automated employee onboarding, and access to low-cost diversified funds. It is designed to help employers meet state retirement mandates while keeping plan administration simple.

Gusto 401(k) - Classification

Tags
  • HR Tech

More from Gusto

  • Gusto Time Tools logo

    Gusto Time Tools

  • Gusto HR logo

    Gusto HR

  • Gusto Benefits logo

    Gusto Benefits

  • Gusto Payroll logo

    Gusto Payroll

  • Gusto Hiring and Onboarding logo

    Gusto Hiring and Onboarding

Gusto 401(k) - Direct Competitors

  • Human Interest

    Human Interest logo

    401(k) Plans

    humaninterest.com

  • Automatic Data Processing

    Automatic Data Processing logo

    ADP Retirement Services

AttributeGusto 401(k)401(k) PlansADP Retirement Services
ProviderGustogusto.com$746.2M raised · Late Stage PrivateHuman Interesthumaninterest.com$497.7M raised · Private EquityAutomatic Data ProcessingPublic
Founded201120151949
Sells ToSmall BusinessEnterprise, Small BusinessEnterprise, Small Business
Pricing ModelRecurring, SoftwareRecurring, SoftwareRecurring, Software, Transactional
OwnershipVenture CapitalEquity, Venture CapitalPublic
Gusto 401(k)

Provider Gustogusto.com$746.2M raised · Late Stage Private

Founded 2011

Sells To Small Business

Pricing Model Recurring, Software

Ownership Venture Capital

401(k) Plans

Provider Human Interesthumaninterest.com$497.7M raised · Private Equity

Founded 2015

Sells To Enterprise, Small Business

Pricing Model Recurring, Software

Ownership Equity, Venture Capital

ADP Retirement Services

Provider Automatic Data ProcessingPublic

Founded 1949

Sells To Enterprise, Small Business

Pricing Model Recurring, Software, Transactional

Ownership Public