Heritage Family Credit Union

Loan Protection helps safeguard a family’s finances against covered life events.

Heritage Family Credit Union offers financial products tailored to meet the needs of its members.

Heritage Family Credit Union provides financial calculators for mortgages, savings, loans, and business scenarios.

A checking account simplifies finances by streamlining bill payments, aiding budget management, and providing benefits for better financial control.

The traditional benchmark for a home down payment is 20% of the purchase price, but many first-time buyers put down less, typically between 3% and 5%.

On May 15, members of Heritage Family Credit Union (HFCU) gathered at Roots the Restaurant in Rutland, VT for the 69th annual membership meeting, where leadership marked the occasion by celebrating recent accomplishments while also pointing to a promising future.

HFCU VP Commercial Lending Credit Manager Dylan Watts has been selected as a 2025 Rising Star by VermontBiz, an annual honor recognizing 40 outstanding young leaders under the age of 40.

Heritage Family Credit Union is honored to have received the 2025 Vermont Governors Excellence in Worksite Wellness Award.

On April 1, some 4,200 Tri State Area Federal Credit Union (TSAFCU) members and the staff of their Bennington, VT, and Hoosick Falls, NY, locations officially became part of Heritage Family Credit Union (HFCU), bringing to a successful close the merger first announced in October 2024.

Heritage Family Credit Union provides benefits including health care, paid time off, and incentive payouts for part-time employees.

Heritage Family Credit Union lists consumer Visa rates on one page.

Heritage Family Credit Union displays Health Savings Account rates on one page.

See HFCU IRA Rates displayed together on one page.

Heritage Family Credit Union lists money market share account rates on one page.

Heritage Family Credit Union’s leadership focuses on maintaining core values while driving future success.

Heritage Family Credit Union participates in local events and supports charitable contributions through its foundation.

The latest news and events from Heritage Family Credit Union.

Founded in 1956 in Ludlow, Vermont, Heritage Family Credit Union (HFCU) provides current, convenient services to members.

Member Service Agents are available 24 hours a day at 888.252.8932.

Heritage Family Credit Union offers 24/7/365 support through multiple contact methods.

Visit one of our branches throughout VT: Rutland, Fair Haven, Brandon, Bennington, Ludlow, Londonderry, Castleton, Manchester, & our branches in Hooksett, NH and Hoosick Falls, NY.

HFCU serves members in VT, NH, NY & MA with a full line of personal & business accounts: mortgages, home equity loans, credit cards, auto loans & more.

Heritage Family Federal Credit Union’s Web Privacy and Cookie Policy applies to interactions with its online and mobile platforms.

Membership disclosures detail the products and services Heritage Family Credit Union offers its members.

Membership disclosures for business members outline the products and services offered by Heritage Family Credit Union.