Hestia

The page simulates bridge loans, including advanced amounts, dry or tied loans, pre- and post-sale payments, debt-to-income ratios, and costs until sale.

The calculator shows debt-to-income ratios before and after a loan, including a 35% ceiling with insurance and remaining margin below that ceiling.

The page lets users calculate mortgage payments, APR, and total costs. It compares loan durations and suggests alternatives if a bank denies credit.

Hestia offers free simulators for bridge loans, debt-to-income ratios, and mortgages, with no registration required. It explains calculation methods and leasing as a backup if a bank refuses.

The page details postponing or suspending mortgage payments, including partial or full deferrals, true costs, and the 2-year grace period for financial hardship.

Hestia outlines partial or full mortgage repayment deferrals, including duration, costs, and alternatives like leasing if a bank refuses the request.

The page explains mortgage portability, a clause allowing borrowers to keep their interest rate when switching properties. It compares portability to refinancing and discusses its current status.

A mortgage may cover notary fees, warranties, and renovations to reduce the buyer’s down payment. The page explains options if a bank rejects a 110% loan.

Hestia’s leasing appears in 42 media outlets since 2022, including *Les Échos*, *BFM*, *M6*, *France 2*, *Europe 1*, *RMC*, *Pretto*, and *Maddyness*.

Hestia offers real estate leasing in Île-de-France, with regional guides to help users prepare for property purchases.

Hestia provides real estate leasing options in Normandy, including department-specific guides for prospective buyers.

Hestia’s real estate leasing services in Nouvelle-Aquitaine include regional guides to assist with property acquisition.

Hestia offers real estate leasing in Occitanie, with departmental guides to support buyers’ projects.

Hestia purchases the property for you, allowing immediate move-in with loan approval in 6 to 24 months via the *location-accession* program.

Hestia explains how it secures users’ banking and financial data, ensuring confidentiality and compliance.

Hestia describes its privacy policy, covering data collection, usage, and security measures for user protection.

Hestia outlines general terms for its leasing services, which help users become property owners.

Hestia provides legal disclaimers for its website, which specializes in real estate leasing for homeownership in France.

Mata Capital IM collaborates with PropTech startup Hestia to integrate technology solutions into real estate operations. The partnership aims to enhance property management and efficiency through innovative tools. Details on specific services or funding terms are not disclosed in the announcement.

May 2025Proptech ConnectNews article