
Global business banking and payments platform built for internationally distributed teams and their AI agents.
HEVN is a global business banking and payments platform built for internationally distributed teams and their AI agents. The product provides named virtual accounts across ACH, wire, SEPA, UAE rails, SWIFT, and stablecoin rails; USD business cards with spend controls; contractor payroll and payout runs; invoice and contract templates; and an API, CLI, and MCP connector.
Users can create isolated sub-accounts for each agent or internal tool, set per-transaction and daily spending limits, and manually approve critical actions from a single workspace. HEVN charges a flat $1 per transaction and 0.25–0.5% FX, positioning itself as an alternative to legacy global payroll and banking providers for non-US internet companies.
HEVN differentiates from legacy global payroll and banking providers by targeting non-US internet companies that lack a US entity, combining local named accounts, multi-rail payouts, corporate cards, and agent-ready sub-accounts in one platform. Unlike Deel or Wise, which structure services around per-receiver fees or currency-exchange markups, HEVN charges a flat $1 per transaction and 0.25–0.5% FX, and offers bank accounts under the customer's own company name.
Its CLI, API, and MCP integration let finance teams and AI agents automate money movement and contractor onboarding inside existing workflows. The founding team also brings prior experience scaling a 15-million-user wallet, which underpins its infrastructure and agent-security positioning.
HEVN is an early-stage company in a heavily regulated cross-border banking space, dependent on partner banks and stablecoin rails for settlement, which creates compliance and counterparty risk. It currently focuses on UAE operations with pilots in Hong Kong and Singapore, so geographic coverage is narrower than established global payroll providers.
As a newly founded startup with a team of four and limited operating history, it lacks the brand recognition, balance-sheet depth, and enterprise sales muscle of incumbents such as Deel, Wise, Brex, or Mercury. Customer trust and regulatory approvals in new jurisdictions remain to be proven at scale.