infact.ioCrawled Nov 6, 2026
Stay on top of an individual's debt obligations, recent credit applications, and behavioural trends for a complete, dynamic view of credit risk.
Cut credit bureau reporting time from days to hours. Reduce errors, identify data quality issues instantly, and support all file formats.
Infact’s developer-focused API is designed for speed, scalability, and seamless integration.
The page traces the history of credit referencing from Equifax and Experian to today’s AI-powered lending landscape, highlighting the role of real-time credit data.
Introducing the Affordability Engine, for lenders who acquire customers through comparison sites and at checkout to increase acceptances and reduce costs.
Insights and announcements from Infact on real-time credit data, affordability, credit risk, fraud, identity, and the UK credit information market.
Infact’s Affordability Engine offers personalized, explainable insights to improve lending decisions, increase approvals, and reduce risk.
As the first regulated real-time credit bureau, Infact provides lenders with instant, accurate, and comprehensive credit information via a single API.
The Inclusive Lending Innovation Charter establishes a collaborative framework for social lenders to share credit data, combat fraud, and leverage technology to make fair lending accessible to communities traditionally overlooked by mainstream financial institutions.
Infact provides a process for formal complaints or investigations into service issues.
Infact’s customer support team assists with questions about products, integrations, reporting, and API services.
Infact’s data-driven approach enables faster decisions, higher acceptance rates, and lower losses for lenders.
Infact outlines its data retention periods.
Provides an overview of Infact’s privacy practices.
Infact’s privacy policy explains how it collects, uses, and protects personal data.
Infact’s terms and conditions outline the agreement for using its website, products, and services.
