Let employees withdraw a controlled percentage of wages they have already earned, before payday. Zero cost to you, zero impact on your cash flow, and no app to download.

Distribute IRP5s, contracts, timesheets, rosters and notices to your frontline teams on WhatsApp. Password-protected, with delivery and reads recorded per employee.

Jem offers affordable smartphones and data for deskless workers via payroll deduction, with no credit checks or store visits.

Send password-protected payslips on WhatsApp, the moment payroll runs. No printing, no courier costs, no unread emails - and no queries for your payroll team.

Our CTO, Thamsanqa Moyo, hosted a tech leadership meetup at our Joburg office last month. He spoke about the Jem AI journey 30 minutes and took questions for an hour. Here is what he discussed, in his own words. Slightly edited for clarity and flow. For as long as I have done this job, managing…

An unexpected expense before payday and an overwhelming debt problem may both create financial pressure, but they call for different kinds of help.

Jem shares industry trends and updates on tools designed for Africa’s deskless workforce.

Jem 2.0 introduces updated features, new products, and an employer dashboard with AI-driven insights and live data.

Jem, which is currently used by 200+ companies and over 250,000 frontline workers, has expanded from HR and benefits into a workforce management platform, with new products such as time-and-attendance, credit scores and EAP already in place and products like rostering, LMS and more in beta.

Jem wins at the Future of HR Awards 2026 and Global Brand Frontier Awards for HR technology and workforce innovation for Africa’s frontline and deskless teams.

Jem is hiring for high-performance roles and shares details about team operations and available positions.

Jem Standard against Jem Comprehensive: support, the Jem Hub, workforce modules, the benefits suite, extras and integrations, side by side.

Jem is a workforce management platform for Africa’s deskless teams, built on WhatsApp.

Employee communications on WhatsApp. Company-wide announcements, two-way surveys, targeted messaging, multi-company comms and a fully white-labelled channel.

Jem provides demos to demonstrate how its platform connects, manages, and rewards deskless teams.

Jem is a workforce management platform for deskless teams, built on WhatsApp, to connect, manage, and reward employees.

Jem outlines its data collection, usage, storage, and protection policies under POPIA.

The terms governing use of the Jem platform and services, including the Save with Jem, Credit Score and Flash product terms.