Kissht

Business Loan: Apply for instant business loan online with Minimal Paperwork, Flexible Tenure up to 5 years, No Security & Quick Disbursal. Apply online now!

The Reserve Bank of India has issued a circular (No. DoR.MCS.REC.28/01.01.001/2023-24) dated August 18, 2023 , outlining "Fair Lending Practice - Penal Charges in Loan Accounts." The guidelines specify that penalties should be treated as penal charges and not as "Penal Interest."

The page defines financial, banking, credit, loan, and investment terms.

Kissht Financial Education offers expert tips on credit management, loans, and financial planning.

Kissht authors and reviewers provide accurate, reliable financial information.

Regulatory announcements and disclosures for OnEMI Technology Solutions Limited investors.

Access Kissht’s Draft Red Herring Prospectus: details on ₹1,000 cr IPO, investor exits, and strategic use of funds.

The page provides updates on Kissht’s news, media coverage, and press releases.

Kissht offers career opportunities in a fast-growing fintech company transforming credit access in India.

Kissht offers affordable business loan interest rates with quick approval and flexible EMIs.

Rs. 650 per EMI per instance of default and the same is payable apart from payment of applicable Daily Penal charges.

Kissht provides instant personal loans online with low interest rates and minimal paperwork.

The page details Kissht’s Board governance, including Audit, Nomination & Remuneration committees.

Kissht’s CSR Policy supports social development and responsible business conduct.

Kissht’s Annual Reports include company filings, statutory disclosures, and financial year compliance documents.

Kissht is a digital lending platform offering instant credit and hassle-free financing.

Kissht provides quick support for loans via phone, email, or online form.

The page answers frequently asked questions about personal loans, business loans, and loan against property.

The page explains how Kissht addresses and resolves insurance-related complaints.

Kissht’s customer grievance redressal system resolves issues quickly and fairly.

Kissht provides instant loans online with easy application, quick approval, and attractive interest rates.

OnEMI’s net profit for Q2 more than doubles to **Rs 125 crore**. The company’s board also approves a **Rs 624.1-crore capital infusion** into its lending subsidiary, **Si Creva Capital Services**, via a rights issue. Funding comes from a completed **Rs 832.2-crore preferential share sale** to 34 investors, including **Axis Mutual Fund, HDFC Mutual Fund, Groww Mutual Fund, and Bandhan Mutual Fund**.

Oct 2026The Economic TimesNews article

OnEMI Technology Solutions, the fintech behind Kissht, aims for over 40% growth in assets under management (AUM) in FY27 through organic expansion. The company expects borrowing costs to ease, supporting its loan book growth. OnEMI operates the Kissht platform, focusing on fintech-driven lending solutions.

Jul 2026CNBCTV18News article

Kissht reports a **45% year-over-year increase in Q1 operating revenue**, driven by stronger loan disbursements. Sequential growth reaches **8%**, with revenue climbing from **₹619 crore** in Q4 to **₹677 crore** (including other income). Profitability also improves, rising **16% year-over-year** to **₹82 crore** in the quarter.

Jul 2026The Economic TimesNews article

Kissht secures over nine times subscription in its market debut, with strong institutional investor demand. The company taps into India’s growing digital credit sector, reflecting rising interest in fintech lending platforms. The surge highlights investor confidence in India’s expanding financial technology landscape.

May 2026business-standard.comNews article