L&N Federal Credit Union

Annual Percentage rate is based on 51 month term on 2025-2027 year models. Rate is subject to change and may be different based on amount borrowed and credit qualifications. 1% cash back disbursed for any auto loan of $10,000 or more. Limit of $600 cash back per loan. Interest accrues during the 90-day no payment period. Cash Back amount will be included in tax year 1099-Int. Please ask a loan representative for qualifying details. Offer subject to change at any time.

L&N offers business checking accounts, loans, and online tools for businesses.

When you sign up for Direct Deposit, you’ll enjoy early access* to your pay. If your deposit arrives earlier than your scheduled pay date, we will make those funds immediately available to you (it may arrive 1 - 2 days sooner than scheduled).

Explore our cards and choose which one is best for you. Take advantage of low rates, cash back rewards or promotional offers. Plus, Mobile App Access, custom Member Alerts and so much more!

Yes, we offer Special Savings Accounts. You can open an account for Christmas, Vacation, and even for a separate stash. The minimum balance on these special accounts is only $5.00.

L&N Federal Credit Union provides financial education to help members make informed decisions about borrowing, saving, and planning.

L&N’s Mobile Deposit lets members deposit checks into eligible accounts using a smartphone.

Our relocated Ft. Wright Branch, at 3425 Valley Plaza Parkway, just out front of the Walmart, is now open to serve you.

Another convenient branch location is now open to serve our members. The new branch is located at 2024 S. Hwy 53 LaGrange, KY 40031. The branch will open on Wednesday, May 22, 2024.

Another convenient branch location is now open to serve our members. The new branch is located at 262 Adam Shepherd Pkwy., Shepherdsville, KY 40165.

Life Insurance, AD&D, Short & Long Term Disability Coverage Paid for by L&N.

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. * This APR is subject to change based on the mortgage plan selected. *APR is based on a loan amount of $60,000.00 *Minimum loan amount of $20,000.00 for the 5/5 ARM and 15/15 ARM, maximum of $832,750 ** Minimum loan term is 10 years, maximum loan term is 30 years *15/15 Year ARM has a 6% cap every 15 years, with a 6% lifetime cap. *The 5/5 year ARM index is the 5YR Treasu

L&N Federal Credit Union serves individuals affiliated with multiple groups, including residents, employees, students, and members of legal entities in its service areas.

Reach DAISY at (502) 363-2479 or toll free at (800) 443-2479.

A representative will be in touch with you soon. If we receive your email after hours, on weekends or holidays, we will respond the following business day.

Day After Thanksgiving Friday, November 27 All Branches Open 9:00 a.m. - 1:00 p.m.

Loan rates depend on the borrower’s credit score and loan-to-value ratio.

L&N Federal Credit Union improves website accessibility and offers customer service support for accessibility issues.

Business membership requirements vary by structure; documents must be reviewed by a Business Services Specialist.

The S.A.F.E. Act requires Mortgage Loan Originators to register with the Nationwide Mortgage Licensing System.