landbay.co.ukCrawled Nov 2, 2026
Landbay specializes in buy-to-let lending for landlords through mortgage brokers, including portfolio landlords, limited companies, HMOs, and MUFBs.
Landbay’s servicing teams manage daily mortgage account tasks, including payments, changes, redemptions, and queries.
Landbay originates and manages buy-to-let mortgages for institutional partners, including major banks, asset managers, and insurers.
The page outlines lenders’ remortgage criteria, including ownership assessment, valuation methods, and underwriting requirements before submission.
Landbay’s automated valuation mortgage criteria for buy-to-let cover property types, values, lease terms, and income coverage ratios up to 75% LTV.
Landbay supports gender balance in financial services by signing the HM Treasury’s Women in Finance Charter, setting targets for female leadership representation.
Landbay uses automated valuations for eligible cases, eliminating the need for a physical survey and associated fees.
Landbay’s valuation fees vary by property type and value, with a £199 administration fee per case.
Landbay aims to improve buy-to-let lending for brokers, borrowers, and investors.
Landbay aligns with the Financial Conduct Authority’s Consumer Duty principles, though it does not offer regulated retail mortgage products.
Landbay evaluates every mortgage application rigorously before approving lending.
Open weekdays, 9am-5pm (Tues 9:45am-5pm)
Landbay focuses exclusively on buy-to-let lending through intermediaries, offering fast decisions, expert underwriting, and dedicated account managers.
Landbay uses Greenhouse Software’s online platform for recruitment, with Greenhouse acting as the data processor.
Landbay introduces two new 2-year fixed-rate buy-to-let (BTL) mortgage products at 75% loan-to-value (LTV). One offers a 5.24% rate with no fee, while the other provides a lower 2.74% rate but includes a 5% fee. The lender aims to expand its portfolio of competitive fixed-rate options for landlords.
Jan 2026The Intermediary - Latest UK mortgage newsNews article
Landbay cuts interest rates by up to 0.25% across its premier, core, and specialist buy-to-let mortgage products. The adjustments apply to the full range of its lending offerings. The move aims to support landlords in managing costs amid market conditions.
Oct 2025Financial ReporterNews article
NatWest Group partners with Landbay to offer buy-to-let mortgage services through the fintech platform. Landbay specializes in providing digital solutions for property investors seeking rental financing. The collaboration expands NatWest’s presence in the UK’s growing buy-to-let mortgage market.
Jul 2025Finextra ResearchNews article
NatWest Group partners with Landbay to offer buy-to-let mortgage solutions. Landbay operates as a fintech platform specializing in this mortgage segment. The collaboration aims to expand access to property financing for investors.
Jul 2025LandbayNews article
