Latitude 32 Credit Union

Home The 2026 Jingle Bills Loan is Here $1,200 for 12 months at 15.25% APR Take the stress out of the holiday season, & bring on the holiday cheer by applying today. We will begin accepting applications on 10/1/2026 (first loan appointments will begin on 10/15/2026). Please note that there is an administrative fee of […]

Text Banking is set up under Account Access in mobile banking and alerts, and Online Banking is accessible via smartphone.

Latitude 32 provides personalized financial services, including checking accounts and IRAs, through its Financial Services Specialists.

The guide offers 20 practical tips to help reduce food expenses and regain budget control.

Latitude 32 provides resources on selecting, using, and paying off credit cards for Charleston and Lowcountry households.

The page offers a caller ID spoofing simulator to demonstrate how scam calls can appear legitimate.

Black Friday and Cyber Monday saw an 89% surge in scam websites and increased phishing emails impersonating major U.S. retail brands.

Latitude 32 operates as a not-for-profit financial institution focused on serving its membership.

Latitude 32 participated in the Susan G. Komen Lowcountry Race for the Cure 5K in 2014, welcoming members, staff, and the community.

The ScoreCard Rewards program allows members to earn rewards on everyday purchases.

Latitude 32 warns members about fake activation texts and phone scams impersonating the credit union.

Home Visa Debit Card & ATM Services Visa Card Services Fees & Services Charges for All Accounts & Services Loan Accounts Visa Debit Card & ATM Services ATM Monthly Fee (first 6 transactions) No Charge ATM Monthly Fee (7 or more transactions) ♣ $.50 each PIN Reminder $1.00 Card Reissue $5.00 Overdraft Item (per item […]

Home Loan Rates Flex Certificates Rates Share & IRA Certificates Rates Savings Rates Loan Rates Loan Rates Loan Type APR* Share Secured 0-36 Months 3.25% 37-60 Months 4.25% 61-120 Months 5.25% Personal Loans As low as 11.29%** New Vehicles As low as 4.99%** Used Vehicles As low as 4.99%** Boat Loans As low as […]

Savings Rates Type Minimum Deposit Rate APY* Share Savings $25 0.047% 0.05% Club Account $5 0.10% 0.10% Individual Retirement Share Accounts None 0.30% 0.30% *APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please […]

Share & IRA Certificates Term Minimum Deposit Rate APY* 1 Year IRA Certificate $500 1.74% 1.75% 2 Year IRA Certificate $500 1.98% 2.00% 3 Year IRA Certificate $500 2.72% 2.75% 3 Month Certificate $500 0.50% 0.50% 6 Month Certificate $500 1.00% 1.00% 1 Year Certificate $500 1.74% 1.75% 1 Year Certificate JUMBO $50,000 1.83% 1.85% […]

The text compares the time spent researching vehicles to the limited time often spent deciding on financing at dealerships.

Latitude 32 shares annual reports to demonstrate its financial stability and sound position.

Latitude 32 began as Charleston Area Federal Credit Union in 1952, founded by federal employees to protect savings and offer low-cost loans.

Members can visit Latitude 32 branches, call, or write for assistance or to say hello.

General FAQs Debit Card FAQs Bill Pay FAQs eStatements FAQs Internet Banking FAQs Mobile Banking FAQs Personal Banking FAQs

Latitude 32’s legal name is Latitude 32 Federal Credit Union, though it is commonly referred to as Latitude 32 Credit Union.

The West Ashley Branch lists 2026 holiday closings, including New Year’s Day, Martin Luther King Jr. Day, and others.

The page lists options for account access, membership applications, bill pay, loans, and loan payments through PayPoint.

Latitude 32 prioritizes member privacy and complies with legal requirements for safeguarding financial information.