Mills42 Federal Credit Union

Mills42 Federal Credit Union provides tailored financial services to support members’ financial well-being.

Mills42 Federal Credit Union offers loans for cars, homes, and personal expenses to help members achieve their goals.

Mills42 offers financing for luxury cars and boats, with competitive rates and local service.

Get the vehicle you’re dreaming up for the terrain you want to conquer—cruise the open road with a luxury car or set sail with the perfect boat, with great rates and friendly, hometown service. Whether you’re refinancing your current loan from another lender, purchasing a new or used vehicle or buying out that car lease, […]

Checking Account Fees and Charges Checking Account FREE, no monthly service charge Build From Here Checking Account $6.00 per month Overdraft Transfer $3.00 per item paid Check Orders Prices may vary depending upon style Insufficient Funds/Return $28.00 per item ACH Insufficient Funds/Return $28.00 per item Courtesy Pay $28.00 per item Overdrawn Account $27.00 Checking Account […]

The 2026 Annual Meeting of Mills42 Federal Credit Union will be held on April 22, 2026, in person or via Zoom.

Mills42 Federal Credit Union began in 1958 as Microwave Employees Federal Credit Union, serving Microwave Associates, Inc. in Lowell, and later became M/A-COM Federal Credit Union.

Mills42 represents Lowell, Chelmsford, and Tewksbury, highlighting its local connection and community pride.

Mills42 is part of the CO-OP Network, offering fee-free ATM access nationwide.

What people are saying about the Mills42 Experience

Mills42 Federal Credit Union protects the privacy and security of personal information for online banking customers and website visitors.

Mills42 Federal Credit Union collects and uses personal information from Online banking customers and website visitors.