Missouri Central Credit Union

Business checking and savings, commercial lending through Heartland Business Services, and merchant services through Clover — for Missouri businesses.

Free Business Checking with no monthly fee, plus Premier Business Checking for higher-volume teams. Quick underwriting and a banker who answers the phone.

Auto, home, personal, and credit card borrowing from a Missouri credit union — with local underwriting and up to 1% off your approved rate.

Free Checking, tiered savings, money market and certificates, online and mobile banking, and a free Visa debit card — from a Missouri credit union.

You’ve set aside your starter fund. You’ve found your dream house. The next step is finding the right source for a mortgage loan. Commercial banking may seem like the straightforward choice, but credit union mortgage loans are often your best option.

For many, purchasing a car is a significant financial decision, and understanding how to secure the best auto loan rates and terms is crucial.

Missouri Central Credit Union provides articles on budgeting, saving, credit, borrowing, and account safety.

Current MCCU rates: auto loans from 5.20% APR, mortgages, HELOCs, personal loans, Visa cards, plus savings, money market and certificate rates.

Missouri Central Credit Union introduces its volunteer Board of Directors and Supervisory Committee.

Member-owned and serving Lee's Summit and greater Kansas City since 1931. How a credit union differs, who leads it, and how to join.

In 2024 MCCU lent $48M to local members and donated over $120k to community organizations across Lee's Summit and the Kansas City metro.

Missouri Central Credit Union offers membership with a $1 minimum deposit and access to all products.

Banks answer to shareholders. A credit union answers to its members. What cooperative ownership means for your rates, fees and vote.

Visit Missouri Central Credit Union in Lee's Summit, Independence, or Raytown. Branch hours, directions, and contact information — or call 816-246-0002.

Better rates. Lower fees. Real humans who learn your name. Serving Lee's Summit and the greater Kansas City area for over 95 years.

The MCCU Mobile App privacy policy covers data collection, usage, and user choices for the Fiserv-powered app.

The mobile banking app privacy policy details data collection, usage, and user choices for Missouri Central Credit Union.

Missouri Central Credit Union describes its data collection, sharing, and protection practices.

Missouri Central Credit Union's account disclosures, membership agreements, fee schedule, privacy notices and terms — available to read or download.

The account access agreement outlines rights and responsibilities for MCCU Online and bill payment services.