
Modalku
Modalku is a digital financing platform that helps Indonesian small and medium enterprises access funding.

Modalku is a digital financing platform that helps Indonesian small and medium enterprises access funding.
modalku.co.idCrawled Oct 20, 2026
The Modalku Partner Program aims to provide credit access to Indonesian UMKM through official Modalku partners.
Modalku’s Restructuring Program offers solutions for resolving overdue credit payments.
Modalku provides collateral-free business loans for UMKM, with a fast, transparent, and OJK-licensed online credit process.
The report examines financing challenges and digital solutions for SMEs in Southeast Asia to improve cash flow and financial access.
Modalku offers short-term online funding for SMEs in Indonesia, starting from IDR 100,000, with flexible tenors and interest rates up to 17%.
Modalku is a Jakarta-based financial technology startup in Indonesia.
Modalku establishes guidelines for user complaints to ensure fair, transparent, and accountable financial services.
Modalku is a trusted online platform for collateral-free business loans, offering quick, transparent, and OJK-licensed financing for UMKM.
Modalku protects personal data with transparent policies, ensuring security in data processing and storage.
Modalku’s Kasbon facility terms apply to users who understand and accept all applicable conditions.
Modalku outlines the terms and conditions governing its peer-to-peer funding service, including rights and obligations for lenders and borrowers, as well as the application and payment processes.
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