Modern Treasury
Modern Treasury automates payment cycles and enriches financial data via web or API.
Modern Treasury automates payment cycles and enriches financial data via web or API.
moderntreasury.comCrawled Oct 15, 2026
Collect from buyers and pay vendors with one unified payments API
Power card programs with instant funding, settlement, and compliance
Track every transaction in real-time with double-entry accounting. Built for teams that need perfect accuracy and auditability.
One API for ACH, wires, real-time payments, and checks. Launch payment operations in days with built-in compliance and reconciliation.
Building payment infrastructure in-house takes 6–18 months and 4–8 engineers. A managed PSP handles bank connectivity, ledgering, and compliance through one API. Compare the tradeoffs.
Sam Aarons, CTO and Co-founder of Modern Treasury Banks have made substantial investments to make their businesses more resilient, which helped many withstand the worst impacts of the pandemic.
Modern Treasury's cofounders recognized on the Forbes 30 Under 30 list.
The author draws on experience building recruitment teams at six early-stage companies during rapid growth.
Modern Treasury has recent media coverage and press mentions.
Pricing grows with the business.
The page compares Modern Treasury's bank-native, multi-rail money movement with a real-time ledger to Bridge's stablecoin-first issuance and on/off-ramps.
The page compares Modern Treasury's US-rails-first payment operations with a real-time ledger to Airwallex's global multi-currency accounts and FX.
The page compares Modern Treasury's multi-rail payments infrastructure with a built-in ledger to Adyen's global card-acquiring and unified-commerce processor.
Modern Treasury builds payment operations software that manages the money movement cycle, from payment initiation and approvals to reconciliation, through a web application or API.
Launch payment operations in days, not months. One API for multi-rail payments with programmable accounts, real-time reporting, and built-in compliance.
Modern Treasury submits an application to the Office of the Comptroller of the Currency to establish Modern Treasury National Trust Bank.
Oct 2026 · moderntreasury.comNews article
Modern Treasury launches non-custodial stablecoin wallets built with Turnkey, bringing global USD accounts, embeddable wallets, and payment orchestration together through one API. The offering is designed for startups and platforms, combining wallet access and payment orchestration in a single integration.
Sep 2026 · Modern TreasuryNews article
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