Mutual of Omaha sells guaranteed whole life for ages 45 to 85 with benefits from $2,000 to $25,000.
Mutual of Omaha whole life insurance is permanent coverage underwritten by United of Omaha Life Insurance Company, with no medical exam or health questions and premiums guaranteed not to increase. Benefits run from $2,000 to $25,000 for final expenses and debt payoff, available to applicants aged 45 through 85.
The four-step online application issues instant coverage, and the policy builds tax-deferred cash value the holder can access in an emergency.
| Attribute | Mutual of Omaha Whole Life Insurance | Ethos Whole Life Insurance | |
|---|---|---|---|
| Provider | |  | |
| Founded | 1909 | 2016 | |
| Sells To | B2C, Enterprise | — | |
| Pricing Model | Insurance Premium | — | |
| Ownership | Cooperative | Venture-backed |
Provider
Founded 1909
Sells To B2C, Enterprise
Pricing Model Insurance Premium
Ownership Cooperative
Provider
Founded 2016
Sells To —
Pricing Model —
Ownership Venture-backed
Everyday Life matches buyers to whole life policies online, with small permanent policies for seniors.
Globe Life sells whole life direct by mail or agent, with lifelong rates and cash value growth.
SBLI sells whole life with fixed premiums, cash value growth, and dividend potential for policyholders.
TruStage sells whole life insurance direct with locked rates, cash value, and coverage to age 100.
Term, whole, universal, and variable universal life insurance policies.
Term, whole, and universal life insurance policies for individuals and families.
Kemper provides individual life insurance products including whole life, term life, and graded death benefit policies.
Everyday Life matches buyers to whole life policies online, with small permanent policies for seniors.
Globe Life sells whole life direct by mail or agent, with lifelong rates and cash value growth.
SBLI sells whole life with fixed premiums, cash value growth, and dividend potential for policyholders.
TruStage sells whole life insurance direct with locked rates, cash value, and coverage to age 100.
Term, whole, universal, and variable universal life insurance policies.
Term, whole, and universal life insurance policies for individuals and families.
Kemper provides individual life insurance products including whole life, term life, and graded death benefit policies.