NCCYou

We think your money should work for you. Earn higher dividends with our Share Certificate and Youth Certificate options!

NCCYou’s money market accounts are designed to help you make the most of your savings. With a minimum deposit to open, you can start earning interest right away. Plus, enjoy the flexibility of accessing your funds when you need them.

Facing financial difficulties, Cody partnered with the NCCYou team and found the support he needed.

NCCYou’s board and supervisory committee members guide strategic direction, ensure regulatory compliance, and protect members’ assets.

Explore competitive deposit rates on savings, cds, and money market accounts. See how NCCYou helps your money grow faster.

Check today's loan rates for vehicles, homes, and more at NCCYou. Get the funds you need with rates you'll love.

NCCYou rebranded to offer modern, personal banking experiences while maintaining its commitment to members and community.

Just like the iconic bridges that define Duluth and Virginia/Mt. Iron, we’re here to connect you to what matters most. We bridge the gap between cold financial institutions and warm personal relationships, between individual dreams and community strength, between financial challenges and lasting success. That’s not just what we do—it’s who we are.

General Questions/Support: supportyou@nccyou.com

3311 West Arrowhead Rd Duluth, MN 55811 24 Hour Drive-up ATM

Make deposits, withdrawals, and transfers at any US credit union with the CO-OP Shared Branch logo. CO-OP Shared Branching is a nationwide network of credit unions that work together to give members convenient access to their accounts. It is especially helpful when you travel, move, or need a branch near work or school.

At NCCYou, everything revolves around YOU—products, services, community engagement, and financial education programs all aim to support you.

Northern Communities Credit Union’s privacy notice explains how it collects, uses, and safeguards members’ personal financial information.