Agentic AI creates fraud attack surfaces that existing payment systems cannot detect, while attacker capabilities grow faster than monitoring infrastructure can adapt. The post explains vulnerabilities and defense strategies against machine-speed threats.
This article examines how fraudsters trick people into making payments under false pretenses and identifies transaction, behavior, and beneficiary signals that reveal APP fraud before funds transfer.
This piece is adapted from Thalia Pillay's talk at the ACAMS South Africa Chapter webinar "FRAML in the age of financial crime transformation" on 7 October 2026.
Orca Fraud joined Visa’s sixth Accelerator Program cohort, a 12-week initiative for fintechs developing payment infrastructure. The program leverages Visa’s card risk expertise while incorporating insights from wallet-first, emerging markets where fraud evolves rapidly.
Orca Fraud has raised $2.35 million in seed funding to advance its real-time transaction monitoring and fraud intelligence capabilities across Africa and other emerging markets.
