OTIS Federal Credit Union

When you join OTIS, your banking benefits you. From lower loan rates to fewer fees, we make sure more of your money stays in your pocket.

Getting a free checking and savings account at a credit union is as easy as visiting OTIS FCU. We offer accounts for all ages with incredible benefits.

Explore additional benefits of being a member at OTIS Federal Credit Union, from financial planning to insurance discounts.

Our Fraud Resources page includes helpful tips and articles regarding scams and how to protect your personal and financial information.

Our Cash Calendar Raffle for Ending Hunger is back! From October 17 – November 18, we will be randomly drawing…

Find an ATM near you, start a wire transfer, set up direct deposit, and more – our member resources are here to support you!

TruStage recently experienced a cybersecurity incident and has established online resources to provide information and support for members who may be affected.

OTIS employees had the opportunity yesterday to go and help out Franklin County Special Olympics volunteers at the 49th Annual Special Olympics…

For Immediate Release October 22, 2018 OTIS FCU Celebrates International Credit Union Day 2018 with Random Acts of Kindness Throughout…

For Immediate Release May 22, 2018 OTIS FCU Raises and Distributes $7,195.22 to Five Local Food Pantries to Help End…

We're growing. Come join the OTIS team! We are committed to providing our members with market leading rates and personalized service.

Disclosures

Fee Schedule At OTIS, we want to keep as much of your hard-earned money in your pocket as possible. We…

See our current, competitive rates for all the loan products we offer, including auto loans, RV loans, personal loans, and much more.

1. Rate Information The Dividend Rate and Annual Percentage Yield on your accounts as of the last Dividend Declaration Date,…

OTIS FCU is a full-service financial center offering quality financial products and services to its shareholders and giving back to the community.

OTIS FCU is proud to participate in Maine Credit Unions' signature social responsibility cause, the Campaign for Ending Hunger.

We are very excited to be able to reveal our 2020 Annual Report in advance of Wednesday’s meeting–take a look,…

There are many advantages to choosing a local credit union over a bank, including lower interest rates, fewer fees, and better customer service.

Contact us to become a member, ask a question, or find our hours and location.

Helpful Digital Banking Tips

Find a surcharge free ATM near you and get access to your OTIS accounts at no extra cost.

We've been providing local, personal service and products – from auto loans to free checking accounts – for nearly 70 years.

Our Digital Banking Disclosures page contains our terms and conditions of use. Please read for further information.