Outsource1095
Outsource1095 provides outsourced ACA 1095-C form preparation and e-filing services for US employers.
Founded
2015Outsource1095 provides outsourced ACA 1095-C form preparation and e-filing services for US employers.
Outsource1095's core offering is a full-service ACA reporting solution for Forms 1095-C, 1095-B, 1094-C, and 1094-B. The service handles data import and validation, generation and mailing of employee copies, and secure electronic filing with the IRS through the AIR system.
Customers can choose a web-based self-service portal for smaller volumes, hosted through partner sites eFile360.com and OnlineFileTaxes.com, or a complete outsourcing option for organizations filing 250 or more forms. Additional capabilities include correction processing, TIN matching, Web Presentment e-delivery, USPS Intelligent Mail Barcode tracking, and automatic generation of 1094 transmittal forms.
The ACA reporting outsourcing market is driven by recurring IRS deadlines, evolving e-filing requirements, and the transition from the legacy FIRE system to the XML-based Information Returns Intake System (IRIS). Employers with 50 or more full-time employees and self-insured employers of any size must continue to furnish Forms 1095-C and 1095-B and file 1094/1095 series returns annually.
Outsource1095 competes with payroll and HR platforms such as ADP and Paylocity, ACA-specific providers such as ACAWise and BoomTax, and software vendors such as Thomson Reuters ONESOURCE. Demand is likely to persist as long as ACA reporting mandates exist, but growth depends on adapting to IRIS XML requirements, maintaining IRS-authorized status, and differentiating on price and service model against larger integrated platforms.
Outsource1095's main competitive advantages are its all-inclusive pricing, IRS-authorized transmitter status, and turnkey service model that eliminates the need for employers to purchase software, maintain infrastructure, or apply for their own Transmitter Control Code. The company claims to offer the lowest cost in the industry while bundling printing, postage, handling, and e-filing.
Its dual service architecture serves both small and mid-sized employers through a self-service portal and larger organizations through complete outsourcing. US-based processing, SOC 2 Type I certification, and established infrastructure from the related eFile360 and Outsource1099 brands add credibility in information-return processing beyond ACA forms.
Outsource1095 uses an all-inclusive, per-form pricing model that bundles printing, postage, handling, and IRS e-filing. The official site advertises the lowest cost in the industry and no hidden fees, with specific pricing available by requesting a quote. The self-service portal is positioned for small businesses filing fewer than 250 forms, while the complete outsourcing option is recommended for larger volumes.
The strategy targets cost-conscious employers and accounting firms by eliminating software licenses, annual renewals, paper-form purchases, and internal labor. Add-on services such as TIN matching, correction processing, and e-Delivery appear to be available on a per-need basis, making the exact rate card quote-dependent.