PA Central Federal Credit Union

PA Central provides approved members with a Visa credit card at a low 9.90% APR for purchases and balance transfers.

PA Central developed its mobile app to offer convenience, which became essential during the COVID-19 pandemic.

PA Central’s contactless Visa cards allow users to make secure, touch-free payments by tapping at checkout.

PA Central offers credit cards with varying interest rates, including the UChoose Rewards Card at 12.49% APR and a Traditional Card at 9.90% APR.

PA Central FCU launched its 5th Annual Coat Drive early to collect new or gently used coats for local families.

PA Central FCU proudly supported 2022 National Night Out in Lebanon, PA and the Lebanon County Salvation Army.

May 2022: In May, PA Central hosted a Community Shred Day called “Shredding Hunger”. Many Members and friends from the community dropped off boxes of papers and documents that were properly destroyed by Shred-It on site in our parking lot. In exchange for shredding services, those participating were asked to donate to PA Central’s Central […]

On December 3, 2024 PA Central FCU volunteered at the Central PA Food Bank, packing 280 food boxes that were being prepared for military families. This event helped staff to see the firsthand impact of collecting funds through their virtual food drives, held throughout the year. PA Central supports the fight against hunger by holding “Shredding […]

Your safety and security is our utmost concern. We’ve missed you, and we’re happy that we will be seeing you again in person. Beginning July 6, 2020, we are opening our lobbies. Anyone entering the premises must wear protective masks and practice social distancing with 6′ floor markings. Hand sanitizing stations will be available. PA […]

PA Central FCU displays up-to-date savings, checking, loan, and financing rates for members.

PA Central FCU offers limited-time certificates of deposit with varying annual percentage yields.

PA Central FCU invites members to its 2026 Annual Meeting on April 24, 2026, to discuss past performance and future plans.

PA Central FCU supports local nonprofits through education programs, monetary contributions, and volunteer efforts.

A message from Greg Wagner, President/CEO I want to take a moment to convey some important information about the security of your funds with PA Central, following the failures of Silicon Valley Bank and Signature Bank. First, PA Central is not connected with, and has no relationship with either financial institution. As a not-for-profit entity, […]

PA Central FCU offers three $1,000 scholarships to college-bound members.

An automated clearing house (ACH) payment transfers funds electronically between bank accounts.

Please complete the Credit Limit Request e-sign document below or click here to download the PDF version and return it to any PA Central FCU branch.

PA Central makes it easy to the find forms you need. Just click the arrow beside the form you need.

Please call us regarding identity theft or Debit, Credit that have been lost, stolen, damaged, or where there is known or suspected fraud. Carefully review the card information below to confirm you are calling the correct number to report a card lost or stolen or to report suspected fraud. If you use our Mobile App, […]

PACFCU members can take advantage of a wide array of services, like high interest checking, low interest credit cards and loans, the convenience of free online and mobile banking & bill pay

PA Central FCU’s communications policy outlines consent for receiving messages via email, phone, or text.

PA Central FCU’s mobile app allows members to manage credit and debit cards through their mobile devices.

PA Central Credit Union is committed to protecting the confidentiality, security and integrity of each member’s nonpublic personal information* consistent with state and federal laws. Our members’ trust is our most important asset. Protecting personal information and using it in a manner consistent with your expectations is a high priority to everyone associated with Pennsylvania […]

Disclosure Statements & Policies Downloads of our Disclosure Statements are available through the buttons below. Printed versions are available at each of our branches. DISCLAIMER: The information contained on this website is for reference only. All products and services advertised on this website are subject to the final approval of PA Central Credit Union. PA […]

PA Central FCU ensures its website, including www.pacentralfcu.com, is accessible to people with disabilities using assistive technology.